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Last Updated: 17 September 2026 | By: Sarthak Estates Research Team
Top 25 Delhi-NCR Residential Projects with 20:80 Payment Plans – 2026.
20:80 projects in Delhi gurgaon noida
25 projects in Delhi proper where a genuine 20:80 residential plan is publicly verifiable. So the practical list is Delhi-NCR: Delhi + Gurgaon/Gurugram + Noida/Greater Noida.
Also, an important distinction: some developers are marketing 20:80, while the actual schedule is 20:20:60 or another possession-linked structure. For example, the current M3M/Smartworld campaign describes its “20:80” offer as 20% booking + 20% after 15 months + 60% at possession.
Top 25 Delhi-NCR Residential Projects with 20:80 / Low-Initial-Payment Plans — 2026
| # | Project | Location | Configuration / Size | Indicative 2026 Price | Payment Plan | Completion / Possession |
|---|---|---|---|---|---|---|
| 1 | SOBHA City | Sector 108, Gurgaon | 2 & 3 BHK; approx. 1,500–2,400 sq.ft. | ₹1.49 Cr+ | 20:80 | Advanced construction / near-term delivery |
| 2 | M3M Antalya Hills | Sector 79, Gurgaon | 2.5 & 3.5 BHK; 1,138–1,666 sq.ft. | ₹1.35–2.5 Cr+ | 20:80 | Under construction |
| 3 | M3M Capital | Sector 113, Gurgaon | 3 BHK+Study; 1,665 sq.ft.; 4 BHK+Study 2,050–2,249 sq.ft. | Price on request | 20:80 | Under construction |
| 4 | M3M Crown | Sector 111, Gurgaon | 2–4 BHK; 1,605–2,670 sq.ft. | ~₹18,000/sq.ft. | 20:80 | 2027 |
| 5 | M3M Altitude | Sector 65, Gurgaon | 4.5 BHK + servant; luxury large-format homes | ₹8–9.65 Cr+ | 20:80 / 20:20:60 | 2031 |
| 6 | M3M Elie Saab Residences | Sector 111, Gurgaon | 5 BHK + servant | ₹15 Cr+ | 20:80 / 20×5 | New launch |
| 7 | M3M Forestia West | Gurgaon/Manesar corridor | 3 BHK; approx. 1,905 sq.ft. | ₹2.5 Cr+ | 20:20:60 / 20×5 | Under construction |
| 8 | Smartworld GIC Lofts | Manesar, Gurgaon | 1 BHK lofts; ~1,100 sq.ft. | ₹1.55 Cr+ | 20:80 campaign | New launch |
| 9 | Smartworld Nature’s Court | Manesar | 2 BHK; ~1,359 sq.ft. | ₹1.80 Cr+ | 20:80 campaign | New launch |
| 10 | Smartworld Sector 67A | Golf Course Extension, Gurgaon | 2 & 3 BHK; 1,350–1,750 sq.ft. | ₹2.40 Cr+ | 20:80 campaign | Upcoming |
| 11 | Godrej Vrikshya | Sector 103, Gurgaon | 3, 3.5 & 4.5 BHK | ₹3.73 Cr+ | 20:80 | ~2031 |
| 12 | Godrej Aristocrat | Golf Course Extension Road | 3 & 4 BHK | ₹5.53 Cr+ | 20:80 | 2030 |
| 13 | Godrej Zenith | Sector 89, Gurgaon | 4 BHK | ₹5.88 Cr+ | 20:80 | 2030 |
| 14 | Godrej Verano | Sector 63A, Gurgaon | 2, 3 & 4/5 BHK; 2,150–3,900 sq.ft. | Price on request | 20:80 | To be announced |
| 15 | The Dualis | Sector 46, Gurgaon | 3 & 4 BHK; 2,850–3,700 sq.ft. | ₹6.84–6.85 Cr+ | 20:80 / 10:90 | ~2029–31 |
| 16 | The Trillion | Sector 48, Gurgaon | 3 BHK; 2,842–2,917 sq.ft. + 4 BHK | ₹6.71 Cr+ | 20:80 structure | Under construction |
| 17 | Godrej Riverine | Sector 44, Noida | 4 BHK; ~3,541–4,234 sq.ft. | ₹8.5–10 Cr+ | 20:80 CLP | 2028 |
| 18 | M3M The Cullinan | Sector 94, Noida | 3/4/5 BHK; 3,270–6,220 sq.ft. | ₹8 Cr+ | 20:80 available | ~2028 |
| 19 | Godrej Woods | Sector 43, Noida | 2/3/4 BHK; phase dependent | ₹2 Cr+ | Reported 20:80 | 2026–27 by phase |
| 20 | Nirala Trio | Sector 2, Greater Noida West | 3 BHK / 3 BHK+Study; 1,325–1,675 sq.ft. | ₹1.66–2.09 Cr | 20:80 | 2026–28 |
| 21 | Apex Splendour | Techzone IV, Greater Noida West | 2 & 3 BHK | ₹1.03–1.57 Cr | 20:80 | Ready / near-ready |
| 22 | Mayfair Residency | Techzone IV, Greater Noida West | Residential apartments | Project-specific | 20:80 | Advanced construction |
| 23 | AIGIN Royal | Greater Noida West | 3 BHK; ~1,700+ sq.ft. | ₹1.57–1.77 Cr | 20:80 | 2028 |
| 24 | CRC Joyous | Techzone IV, Greater Noida West | 3 & 4 BHK / penthouses | ₹2 Cr+ | 20:80 | Near possession |
| 25 | NBCC Aspire Eternia | Techzone IV, Greater Noida West | 3 BHK | ₹1.75 Cr+ | 20:80 | Project-specific |
Particularly well-documented 20:80 options
SOBHA City, Gurgaon currently has an explicit possession-linked 20:80 offer: 20% within 90 days of booking and 80% at offer of possession, applicable to towers at advanced construction stages. The developer lists residences starting at ₹1.49 Cr. (SOBHA Limited)
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M3M Antalya Hills has 2.5/3.5 BHK residences, with published sizes around 1,138–1,666 sq.ft. and current listings from roughly ₹1.35 Cr; the project is explicitly advertised with a 20:80 plan.
M3M Capital publishes 1,665 sq.ft. 3 BHK+Study and 2,050/2,249 sq.ft. 4 BHK+Study configurations and identifies the payment plan as 20:80.
M3M Crown is in Sector 111, Dwarka Expressway, with sizes from roughly 1,605 sq.ft. upward, a published 20:80 plan and an indicated 2027 possession.
Godrej Vrikshya is advertised at Sector 103, Gurgaon with a 20:80 payment plan and starting price around ₹3.73 Cr.
Godrej Aristocrat and Godrej Zenith are also currently advertised with 20:80 structures, with indicative possession timelines of June 2030 and December 2030 respectively. (Godrej Properties)
The Dualis, Sector 46 Gurgaon, is listed at approximately ₹6.85 Cr+, with 3/4 BHK residences of roughly 2,850–3,700 sq.ft. and a 20:80 option.
Godrej Riverine, Sector 44 Noida, has 4 BHK residences around 3,541–4,234 sq.ft.; published examples are ₹8.5–10 Cr and the project is shown with a 20:80 construction-linked plan and December 2028 possession.
Nirala Trio, Sector 2 Greater Noida West, has 3 BHK/3 BHK+Study units of 1,325, 1,600 and 1,675 sq.ft.; the July 2026 price list shows approximately ₹1.66–2.09 Cr and a 20:80 plan.
Apex Splendour is advertised with an attractive 20:80 plan and construction in progress; Magicbricks currently shows approximately ₹1.03–1.57 Cr and ready-to-move inventory.
Mayfair Residency in Techzone IV is one of the more clearly documented current 20:80 campaigns: 20% now and 80% at offer of possession. The campaign was reported in August 2026. (Business Standard)
AIGIN Royal is currently shown around ₹1.57–1.77 Cr, with 3 BHK units, 20:80 payment and 2028 possession. ()
CRC Joyous in Techzone IV is listed with a 20:80 payment plan, 3/4 BHK and penthouse configurations, starting around ₹2 Cr, with possession indicated as close/within months by the current listing.
Important: 20:80 is not always literally “20% now + 80% at possession”
This is especially important for the current M3M/Smartworld Gurgaon campaign. The advertised “20:80” can actually mean:
20% booking → 20% after 15 months → 60% at possession
rather than a single 80% payment at possession. (M3M Premium Projects)
So for your Sarthak Estates marketing material, I would label these as:
- 20:80 Possession Linked — when genuinely 20% + 80% at possession
- 20:80 Campaign / 20:20:60 — when the remaining 80% is split
- 20:80 CLP — when the remaining 80% is construction-linked
- 20:80 / 10:90 — when multiple low-upfront plans are available
25 currently verifiable residential projects in Delhi- “Top 25 Delhi-NCR Residential Projects with 20:80 Payment Plans – 2026.”
If you want, I can next turn this into a professional Sarthak Estates table with exact BSP, total cost, 20% booking amount, 80% balance amount, unit sizes, RERA number, possession year and developer, suitable for a website/SEO article and WhatsApp lead generation.
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