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Last Updated: 12 August 2026  |  By: Sarthak Estates Research Team

Top 15 Gurgaon Residential Projects with 20:80

The 20:80 plans in Gurgaon are often limited-period, inventory-specific offers, rather than permanent builder payment structures. So the list below separates projects where a 20:80/possession-linked structure has been publicly reported from projects where the current offer should be reconfirmed before marketing it as “available.”

Top 15 Gurgaon Residential Projects with 20:80 / Possession-Linked Plans

*Prices are indicative market/advertised starting levels and can vary substantially by tower, floor, size, PLC, GST, EDC/IDC, parking and other charges.

⭐ My Top 5 for Buyers/Investors

1. Experion The Trillion – Sector 48
The strongest currently verifiable option. Its published plan is 5% booking + 5% agreement + 10% within 120 days = 20% till OC; 70% at OC and 10% on possession. The project is positioned as 3/4 BHK ultra-luxury residences. (The Trillion)

2. Godrej Alira – Sector 39
A low-density Central Gurgaon opportunity opposite Medanta. Market sources currently report a 20:80-style structure, although one source also lists a 20:40:40 construction-linked plan, so the unit-specific payment schedule must be confirmed.

3. Shapoorji Pallonji The Dualis – Sector 46
Ultra-luxury 3/4 BHK project in established Central Gurgaon. A 20:80 plan has been publicly promoted, including reports of approximately 20% upfront and the balance later.

4. DLF Privana North
One of the stronger names for investors looking for a premium DLF product. Current listing information reports a possession-linked 20:80 split, but the exact plan should be confirmed against the current allotment/payment schedule.

5. Godrej Aristocrat – Sector 49
20:80 has been reported for this project, making it attractive for buyers who want to limit construction-period capital deployment.

Important 2026 Buyer Note

Don’t market all 15 as having a guaranteed current 20:80 plan. Builder schemes can change by tower, unit, inventory release and date. For example, current research explicitly says that some advertised 20:80 structures for M3M St. Andrews cannot be consistently verified as active, while M3M’s earlier “Don’t Pay Plan” was reportedly no longer active.

Absolutely. I’ve updated the list using 2026-available market information, and I’m tightening the earlier list because several older 20:80 schemes are no longer clearly current.

Top 15 Gurgaon Residential Projects — 20:80 Payment Plan

1. Experion The Trillion — Sector 48

This is one of the clearest 20:80 opportunities currently being marketed. The published structure is 5% booking + 5% agreement + 10% within 120 days = 20% till OC; 70% on OC + 10% on possession. Current advertised starting price is around ₹6.71 Cr. (The Trillion)

Best for: Ultra-luxury end users + investors
Configuration: 3 & 4 BHK
RERA: HARERA/GGM/911/643/2025/14

2. Godrej Aristocrat — Sector 49

Godrej Aristocrat has been marketed with a 20:80 plan, with current market sources quoting approximately ₹5.77 Cr onwards. (Godrej Aristocrat)

Best for: Golf Course Extension Road investors
Configuration: 3 & 4 BHK
Possession: around 2027 as advertised
USP: Central Gurgaon + Golf Course Extension Road

3. Shapoorji Pallonji The Dualis — Sector 46

A premium Central Gurgaon project with 3 & 4 BHK residences. Current sources quote a 20:80 payment structure, with prices around ₹6.2–6.84 Cr onwards depending on source/unit.

Best for: Luxury end-use + Central Gurgaon appreciation
RERA: GGM/939/671/2025/42

4. Sobha City — Sector 108

This is particularly interesting because SOBHA itself currently publishes the 20:80 possession-linked plan. Its stated structure is 20% within 90 days and 80% on offer of possession. SOBHA says the limited-period plan applies to towers at advanced construction stages. (SOBHA Limited)

Starting price: ₹1.49 Cr*
Configuration: 2 & 3 BHK
Location: Dwarka Expressway / Sector 108
Best for: Buyers seeking a lower entry ticket with a Tier-1 developer

5. M3M Elie Saab — Sector 111

Current M3M-focused project listings show 20:80, 5 BHK + servant residences and starting pricing around ₹15 Cr.

Best for: Ultra-luxury investors
Location: Dwarka Expressway
Ticket size: Very high

6. M3M Altitude — Sector 65

Current project information shows 20:80, 4.5 BHK + servant residences and prices from approximately ₹8 Cr/₹9.65 Cr depending on inventory/source.

Best for: Golf Course Road Extension luxury buyers
Possession advertised: 2031
RERA: GGM/821/553/2024/48

7. M3M Forestia West — Sector 9

Current M3M project listings identify 20:80, 3 BHK + servant apartments and starting pricing around ₹2.5 Cr.

Best for: Mid-premium/luxury segment
Configuration: 3 BHK + servant
Status: New launch

8. M3M Mansion — Sector 113

M3M Mansion is on Dwarka Expressway and current project listings quote 20:80 with 3.5/4.5/5 BHK configurations and starting pricing around ₹4.47 Cr.

Best for: Dwarka Expressway investors
Ticket: ₹4.47 Cr+
Risk: Verify the exact payment schedule for the selected unit before booking.

9. M3M Golf Hills — Sector 79

Current listings quote approximately ₹2.05–2.2 Cr onwards and report limited-period flexible plans including 20:80.

Best for: New Gurgaon / SPR-oriented investors
Configuration: 3.5 & 4.5 BHK
Investment horizon: 4–7 years

10. MRG Crown — Sector 106

A March 2026 market promotion specifically reported a 20:80 plan — 20% now and 80% on possession for 3.5 BHK luxury floors, starting around ₹2.16 Cr.

Best for: Investors wanting a relatively lower ticket size
Location: Sector 106
RERA: HRERA registrations reported as 47 and 50 of 2023

11. Godrej Vrikshya — Sector 103

Current project listings report 20:80 and pricing around ₹3.73 Cr onwards.

Best for: Dwarka Expressway
Configuration: 3, 3.5 & 4.5 BHK
Investor angle: Strong developer + DXP corridor

12. Godrej Alira — Sector 39

Godrej Alira has been marketed with a 20:80 plan in 2026 promotional material, although the exact payment schedule should be confirmed for the current unit. Current market listings put entry pricing around ₹6.25 Cr.

Best for: Central Gurgaon
Configuration: 4 BHK
Location advantage: Sector 39 / Medanta vicinity

13. Godrej Prive — Sector 106

Godrej Prive has a long-standing history of 20:80 offerings and current property portals continue to list the 20:80 structure.

Important: Treat this as inventory/unit specific, particularly because the project is substantially older than the new-launch options.

14. Emaar Digihomes — Sector 62

A 20:80 scheme was historically marketed for select units/towers.

For 2026 marketing, I would not advertise this as a guaranteed builder 20:80 offer without obtaining the current payment schedule from Emaar or the seller.

15. Emaar Gurgaon Greens — Sector 102

This can be considered for buyers seeking a relatively lower ticket-size option, but the 20:80 structure needs current unit-level verification before it is promoted.

💰 How much cash is required?

A 20:80 plan does not necessarily mean that only 20% of the total acquisition cost is payable before possession. GST, registration, stamp duty, EDC/IDC, parking, PLC, maintenance and other charges can have separate payment dates.

For example:

⚠️ Important distinction

20:80 possession-linked ≠ automatically 20:80 subvention.

A possession-linked plan simply defers the contractual balance. A subvention arrangement can involve a bank/NBFC and interest/pre-EMI arrangements. These structures carry additional contractual and financing risks, so buyers should read the builder-buyer agreement and loan documentation carefully.

1. Experion The Trillion — Sector 48
2. Sobha City — Sector 108
3. Godrej Aristocrat — Sector 49
4. Shapoorji Pallonji The Dualis — Sector 46
5. M3M Altitude — Sector 65
6. M3M Mansion — Sector 113

These give you a good spread across Central Gurgaon + Golf Course Extension Road + Dwarka Expressway, with ticket sizes ranging from roughly ₹1.49 Cr to ₹15 Cr+.

 “20:80 / possession-linked payment plans available on selected units” rather than claiming that all inventory has a 20:80 plan.

• 🟢 Currently verifiable: Experion The Trillion
• 🟢 Strong 20:80 reports: Godrej Alira, Godrej Aristocrat, The Dualis, DLF Privana North
• 🟡 Limited-period / inventory dependent: Godrej Prive, Sobha City, MRG Crown, Emaar Gurgaon Greens
• 🟠 Need unit-wise confirmation: M3M Mansion, M3M Elie Saab, M3M St. Andrews, DLF Garden City Enclave, BPTP Lutyens, SS Linden

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